Department of Housing & Urban Development, Regional Contracting Division, 26 Federal Plaza, Room 35-120, New York, NY 10278-0068

M -- REAL ESTATE ASSET MANAGEMENT SERVICES FOR ORANGE, PUTNAM, ROCKLAND AND WESTCHESTER COUNTIES, NEW YORK POC Edwin T. Steffek, Contracting Officer, (212) 264-8000, ext. 3312. CNT HO2C950677 AMT $297,000.00 DTD 090895 TO Harser Management & Leasing, Inc., One Marine Midland Plaza, Binghamton, NY 13901 (0264)

Loren Data Corp. http://www.ld.com (SYN# 0440 19950922\M-0004.AWD)